Total-Apps — Advanced Payment Processing Solutions

E-Commerce Payment Processing. Engineered by a Rocket Scientist.

27 years. 85,000 merchants. No up-front fees. No long-term contracts. Just results.

  • No Application Fees
  • No Early Termination Fees
  • Fast Response Time
  • Access to Multiple Banks and Processors
  • Faster Approvals
  • Real People Who Answer the Phone
  • Long-Term Relationships

Why Total-Apps

Total-Apps was founded by a former NASA mechanical engineer who worked on the International Space Station program, then earned an MBA and moved into e-commerce during the dot-com boom. The precision, systems design, and zero tolerance for error that program demanded now go into building custom merchant accounts for complex and emerging-market businesses.

When your payments can't afford mistakes, it helps to have them engineered by a rocket scientist.

What We Do

Custom Setup

  • White-Glove / Concierge Service
  • Dedicated Account Manager
  • Deep Industry Expertise
  • Ongoing Proactive Support
Read more →

Performance

  • Approval Ratio
  • Risk / Reward
  • Scale Massively
  • ROAS, CAC & LTV
Read more →

Stop Problems

  • Backup & Redundancy
  • Fraud
  • Chargebacks
  • Closure or Hold Risk
Read more →
Payment Processing Expertise

Payment Processing Expertise

Payment processing is the foundation of your business, so it pays to learn from experts who have handled 85,000 businesses. Across 27 years, Total-Apps has seen what works and what fails in nearly every industry, and we put that expertise to work selecting and deploying the right solutions for your company from day one.

Benefits for Merchants

Benefits for Merchants

Large enterprises gain efficiency from custom payment solutions and dedicated account service. Fast-growing businesses, franchises, and emerging verticals benefit from technology that automates time-intensive work, splits revenue automatically, lowers fraud risk, and minimizes chargebacks. When emergencies hit, we resolve them fast so you can resume business.

The Total-Apps Advantage

The Total-Apps Advantage

Total-Apps is your dedicated merchant account department. We handle the banking relationships, the technology, the compliance, and the problems, so you don't have to. When an issue hits your payments, one call reaches a team that already knows your account and resolves it fast. It's an entire payments department working for you, without the overhead.

Payment Expertise

Avoid costly payment processing mistakes before they happen by drawing on more than 27 years of experience.

All Banking Relationships

Scale and overcome problems with our tested multi-bank solutions. Relationships with the right banks let you grow faster worldwide, without prohibitive cost.

Advanced Technology

We build high-performance processing engines with the right tools, methodologies, and technology, so you gain efficiency, lower risk, and accelerate expansion across even the most complex payment processes.

U.S.-Based Customer Service

Get solutions to critical payment processing problems from your dedicated service team, whenever and wherever you need.

Awards

Inc. 5000 honoree, 2013-2015Internet Advertising Competition (IAC) award winnerOrange County Business Journal, Best Places to Work 2015Orange County Business Journal recognition
Payments are an engineering problem, not a sales problem. The businesses that win are the ones set up with the right components from day one.
Rey Pasinli, Payments Engineer at Total-AppsRey PasinliPayments Engineer · Total-Apps

Testimonials

Total-Apps was able to get me approved for a merchant account in 2011 as I started my company, NOIPFRAUD.com. They were there for me every step of the way, increasing my processing volume quickly, answering the phone or email with customer support out of the US. They treat me like a valued customer and with the best intentions for my company.
Daniel Gorin
CEO, Noipfraud.com
We decided to go with Total-Apps because they have a comprehensive offering. Rey and Rebekah helped us by building relationships with the merchant banks, design a robust shopping cart for our customers… Total-Apps has become a trusted advisor during our successful launch.
Tom W.
COO, Fitness + Nutrition MLM
I have been a long-standing customer since 2010… Rey, the owner of Total-Apps, stepped in and guided us through the setup process to find the best fit for our business. My account manager Rebekah has been more than amazing; if I ever had any processing issues she has taken care of my business needs immediately. I highly recommend using the services of Total-Apps.
Michael M.
CEO / President, Publications Company

From the blog

Industry News

Digital Remittance
Industry News

Digital Remittance

As customers are becoming more comfortable using mobile devices, the remittance industry is being digitally remastered. Competition from new entrants and margin pressures from a growing global consensus on lowering remittance transaction fees are the main causes for the shift to digital. Digital financial services have soared internationally, leading to important developments in the transformation towards …

Mobile POS Systems & their Benefits
Industry News

Mobile POS Systems & their Benefits

Mobile technology is here to stay in the retail industry, and merchants can take advantage of the ability to sell products anywhere. Mobile Point-of-Sale systems, such as Square and CPMobile, provide the opportunity to run businesses more effectively. Traditional Point-of-Sale systems aren’t going to be phased out just yet, however adding the mobile POS systems …

Payment Security: Online vs Offline Transactions
Industry News

Payment Security: Online vs Offline Transactions

The popular belief that online transactions aren’t as secure as offline transactions is being proven as more fiction than fact. Payment security is more important than ever with the increasing popularity of online purchases, advancements of digital payment technology, shifts in demographic and the ever-changing landscape of cyber-security. Consumers and retailers are facing this trend …

Contact Your Total-Apps Team

From custom setup to improving performance to stopping business-critical problems, Total-Apps brings 27 years and 85,000 merchants of payments expertise to businesses in the U.S. and abroad.

Prefer to talk? Call us today:1-949-274-8975

Rey Pasinli, Payments Engineer at Total-Apps
Rey Pasinli
Payments Engineer · 27 years in payments

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