Who We Are

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Payment Processing Expertise

Payment Processing is the foundation for enabling commerce for your business. Total-Apps is a leader in advanced payment processing solutions and merchant services for businesses worldwide. With more than 20 years of payment processing experience, your business can rely on the expertise of our team. Our subject matter experts can select and deploy the best solutions for your company.

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Benefits for Merchants

Large enterprises benefit from the increased efficiency of custom payment processing solutions and dedicated merchant account service, including access to our payment processing team. New, fast growing businesses, franchises, MLMs, and investment- companies benefit from technology and processes that automate time-intensive activities, automatically split revenue, lower fraud risk and minimize chargebacks. Merchants that experience business-critical processing emergencies work with Total-Apps to quickly resolve problems and resume business.

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The TOTAL-APPS Advantage

Total-Apps unique combination of Expertise, Exclusive Banking Relationships, Advanced Ecommerce & Processing Technology, and Dedicated Merchant Account Service allow your enterprise to grow faster. Be confident that you are prepared for the future – right from the start.

  • Payment Expertise

    Payment Expertise

    Avoid costly payment processing mistakes before they happen by accessing more than 20 years of experience

  • ALL Banking Relationships

    ALL Banking Relationships

    Enable your business to grow faster worldwide without prohibitive cost through relationships with the right banks for your business

  • Advanced Technology

    Advanced Technology

    Increase payment processing efficiency, lower risk and accelerate business expansion through technology developed to optimize complex payment processes

  • US-based Customer Service

    US-based Customer Service

    Quickly providing solutions to critical payment processing problems through your dedicated service team whenever and wherever you need


Contact Your TotaL Apps Team

Industry News

Fraud Reduction for High Risk Merchant Accounts

Fraud Reduction for High Risk Merchant Accounts

Protect Your Business from Potential Fraud Risks As a business, the ability to process credit and debit cards online is […]

How To Manage Chargebacks for High Risk Accounts

How To Manage Chargebacks for High Risk Accounts

How Chargebacks Affect your High Risk Merchant Account High-risk merchant accounts are expected to handle a higher rate of chargebacks […]